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Motor Vehicle Insurance order in Lagos
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Motor Vehicle Insurance

Motor Vehicle Insurance

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Nigeria, Lagos
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Description
In Nigeria as in most countries of the world Motor Insurance in respect of liability to third parties is compulsory. However, insurance covers available go beyond the compulsory insurance requirements.
The standard covers available in the Nigerian Market are 'Act Only' Cover, 'Third Party' Cover, 'Third Party Fire and Theft' Cover, 'Comprehensive' Cover.The second cover, 'Third Party' cover, is actually the least cover in the market today. It covers both death and bodily injury of a third party as well as damage to the property of the third party.The third cover, 'Third Party Fire and Theft', covers the risk contained in the second cover above and in addition covers loss or damage arising from Fire and/or Theft. The premium payable for this risk is normally 60 of the premium due on the 'Comprehensive' Cover described hereunder.

The forth, 'Comprehensive' Cover, combines all the covers in the third party above and in addition cover own vehicle accidental damages as well as other risks. The Comprehensive Cover is operative irrespective of whether the Insured is responsible for the accident, provided it is not intentional.
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