Workmen Compensation Insurance

This policy is a legal requirement for every employer. It insures against the risk of injury or death of an employee in the course of duty.
This cover is designed to pay benefit to the injured employee or the employee's beneficiary. The amount payable is based on the employee's salary calculated over a period of time.
Where an injury results in permanent total incapacity of such a nature that the injured workman must need the constant assistance and care, an additional amount in compensation shall be paid.
This policy serves to greatly enhance the welfare and security of employees, giving them the confidence to give 100 to their job, without untoward thought of personal injury. It also saves the employer from unforeseen and possibly costly benefits payments to employees.