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    Description

    A personal loan is a short-term loan to assist you with your finances. This payday loan is secured against a future paycheck, loans have become quite popular today, and now this is the main way to get financial assistance in the form of a cash advance.

    With a personal loan one can meet his financial requirements. Be it any ceremony in the family, a surprise gift or a grand vacation, personal loans provide a helping hand. The personal loan helps to take care of all kinds of expenses in a short time period. This type of loan usually covers travel expenses, holiday expenses, medical expenses, marriage expenses, honeymoon expenses or any other personal type expenses.

    What are the types of personal loans?
    There are basically Two Types of Personal Loans. They are:

    Secured Loan
    Wherein the loan involves the attachment of collateral - say, your property or any fixed/movable asset- against the sum of money borrowed. You risk losing your home should you default on repayments.

    Unsecured Loan
    Here the loan is not secured against the loan amount borrowed. But consequently the lender would be charging a higher rate of interest, taking into account the high risk involved in lending the sum. Here, failure to make regular payments would see the lender fall back on the credit agreement, and resort to legal claims to make good the loss incurred.

    At Rosabon financial services we provide loan facilities that could save you money, consolidate existing short and long term credit facilities and make you benefit from our low interest rate have your repayment spread over long months/years our Payback period is minimum 5 months depending on purpose and depending on your circumstance, security may not even be required, with 1.5 percent upfront as our management charges, interest rate of 4 per month, legal fee of 1.5% flat upfront, management fee of 1.5% flat upfront and a quarterly fee of 1% flat no hidden charges.

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