Group Personal Accident Insurance

This policy provides compensation for your staff consequent upon an accident resulting in death, permanent disablement, total temporary disablement and medical expenses while in employment.
The Group Personal Accident is designed to simultaneously serve as an incentive for boosting the insured employees' morale and output, and protect the company against the unplanned cost of staff medical expenses.
The major distinction between Group Personal Accident cover (GPA) and Workmen's Compensation (WC), is that GPA covers employees against general accidents throughout the day, irrespective of whether their accident occurred on business premises. On the other hand, Workmen's Compensation insures employees against injuries sustained as a result of the employee's job.