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Nigeria, Lagos
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Description
Motor insurance generally is divided into Private and Commercial. Where it is used for own business, social, domestic, pleasure purposes and the seating capacity does not exceed six it is considered Private. Those classified as commercial are those with seating capacities starting from seven and are normally used for carriage of goods and/or passengers.

For Comprehensive Covers Premium is normally 10 of the value of the vehicle under private class and 11.5% of the value for commercial vehicle.

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