Burglary insurance - business premises

This is an important class of business, which should be developed, but profitable underwriting depends on careful selection and an adequate protection in the form of guards, watchmen and locks, bolts and bars.

The business premises policies normally do not cover the risk of:

(i)Larceny

(ii)Master key or duplicate key used

(iii)Trick not involving force

(iv)Pilfering or shoplifting

(v)Legitimate entry without violent or forcible exit.