Burglary and House Breaking

Loss or damage by theft following actual forcible and violent entry into or out of the premisesor any attempt thereat

EXCEPTIONS

loss or damage where any member of the insured's household or of his business staff is concerned as principal or accessory or loss or damage due to the willful or negligent act or with the connivance of the insured

loss or damage to deeds, bonds, bills of exchange promissory notes, money or securities or dividend warrants, postal orders, cheques, postage stamps or bills or other stamps, share and stock certificates or other securities, documents of title to property contracts unless the same be specifically insured thereunder

loss or damage which can be insured against by a fire or plate glass insurance policy

any loss or damage directly or indirectly proximately or indirectly occasioned by or contributed to by or traceable to or arising out of or in connection with fire, explosion, flood, typhoon, hurricane, volcanic eruption, earthquake or other convulsion of nature invasion the act of foreign enemies hostilities or warlike operations (whether before or after declaration of war) civil war strike riot civil commotion mutiny rebellion revolution insurrection military or any consequence thereof and in default of such proof the company shall not be liable to make any payment in respect of such a claim.

loss or damage occurring while the premises are left without an inhabitant or caretaker actually in them for a continuous period exceeding four consecutive days and nights or ten days and nights in any one year of insurance unless such further non-occupancy be previously notified to the company and covered by the payments to the company of an extra premium.

Any accident or any loss or destruction of or damage to any property whatsoever or any expense whatsoever resulting or arising therefrom or any consequential loss.